Mobile Welder Insurance Risks

Welder insurance is financial and legal protection for your mobile welder business. Without the proper business insurance for your company, you put your company at great risk. Welder insurance is designed to protect you from hardships that can be caused by accidents, problems with services or products you’ve provided, advertising mistakes and unexpected events such as a natural disaster.

Mobile welder business insurance helps you focus on servicing your client accounts without worry about small accidents or mistakes. Even laying a simple tool in the wrong location at a client job site can cause accidental injuries and spawn a liability lawsuit. With the proper coverage, your welder insurance takes care of it.

Mobile Welder Insurance

Mobile welder business insurance comprises a comprehensive mix of coverage options that are specifically designed to protect you, your company, your company’s physical assets, your employees and your clients.

Regardless of how careful you are, there are always many types of inherent risks involved with operating a welding business. Accidents happen through no fault of your own, but customers and suppliers might try to hold you accountable. As a mobile welder, you put your company vehicles at risk of accidents each time you get on the road. Natural events happen too. In 2013 Hurricane Sandy destroyed many businesses in the New York area and in the year before tornados destroyed businesses all across the Midwest. Preparing for these eventualities right from the start is the smartest business decision you can make.

Mobile Welder General Liability Insurance

General liability welder insurance shields you from everyday accidents and hazards, and it’s the business insurance no welding professional should be without. General Liability (GL) is designed to pay for damages, medical expenses or legal fees that can come up if someone sues your company. Even when the suit has no merit, it will cost you in time, expense, and possibly lost revenue from time away from client work.
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Mobile Welder Business Owners Insurance

Business owners insurance for welders is particularly useful because it helps protect the physical company assets you’ve spent so much money on. A business owners policy (BOP) for welders will combine all of the benefits of a general liability policy into coverage that also protects your tools and equipment.
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Mobile Welder Workers Compensation Insurance

Another critical welder insurance for company owners who employ other people is workers compensation. Workers comp is often required by law when you have employees of any kind, but it’s particularly important for mobile welder businesses because many of the job duties your employees perform may be dangerous. If one of your employees in injured while working, workers compensation will cover most of their resulting care and rehabilitation costs while shielding your company from potential further legal issues.
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Mobile Welder Building Insurance

Building insurance is designed to protect your company’s buildings and structures while also protecting important assets that you may take to other job sites. This is important coverage for mobile welder businesses because most of your services are performed on location. If an accident or simple weather event causes damage to your tools and equipment, this welder insurance helps pay for the costs involved with repairing or replacing those items.
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Mobile Welder Commercial Auto Insurance

Commercial auto insurance is particularly important when you own a mobile welder business. Since the majority of your client services are performed at their location, you must continuously travel from one location to another. The increased frequency of travel puts you at greater risk of having an auto accident. Commercial auto insurance helps protect your welding company from losses that occur when accidents happen. It can include liability coverage; property damages protection; protection against uninsured motorists; payment for emergency and medical services; and more.
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