Door Installer Insurance Risks

Buying door installer business insurance is a serious undertaking. Not only is it a major business expense but when you do get it, one of your worries as a hardworking business owner will disappear. You’re looking to fill as many coverage gaps as possible so you never get caught flat-footed by an egregious claim against you, one of your employees or your door installer business.

With an active profession like yours, where you are in constant motion at all times, good door installer insurance is a real necessity.

Door Installer Business Insurance

door installation company insurance

The right insurance program will cover every aspect of your business where there is risk and a lot of exposure. But one policy will not cover all of that risk. It will take a combination of general liability, business owner, workers comp and commercial auto insurance to provide you with the complete protection you need.

Door Installer General Liability Insurance

If you’re strictly seeking protection from ever being found liable for an incident related to your business where something goes wrong, a general liability (GL) policy is a good place to start. A lawsuit can ruin a business if the right coverages are not in place. And there are so many things that can go wrong: An employee gashes a wall with one of your doors, a shop visitor slips on the ice coming into your shop. A door is found to be defective three months after you installed it. The liability possibilities are virtually endless. Protect yourself from the unforeseen.
More About Door Installer Liability Insurance

Door Installer Business Owners Insurance

The Business Owners insurance Policy or BOP (to use an insurance term) is popular because it combines your property and liability coverages into one package. The coverages stay the same. However, it may be more affordable than buying the property and liability insurance as separate policies. The BOP, combined with a workers comp and commercial auto policy, might be all the insurance protection your door installer business needs.
More About Door Installer BOP

Door Installer Workers Compensation Insurance

Workers comp insurance is gilt-edged protection for your employee and yourself for that matter, in the event someone is injured on the job. While a workers comp policy is required by statute, it does offer an impressive array of protections all designed to get the injured party well and back to work quickly.
More About Door Installer Workers Comp

Door Installer Commercial Auto Insurance

If you’re moving doors in your pick-up and get into an accident, you won’t be able to file a claim under your personal auto policy. (The same goes for your employees.) Any claim will be denied. The commercial auto policy was underwritten to account for the increased exposure of using a vehicle for your door installer business.
More About Door Installer Business Auto Insurance

Policy Additions And Endorsements/Buy Backs

  • Installation Coverage
  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Multi-Unit Residential Structures New
  • Acts of Terrorism
  • Schools & Recreation Facilities
  • Hospital Project Work
  • Contractual Liability
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