Arborist Insurance Risks

When you purchase arborist business insurance you are taking a major step in protecting your business assets. The key is to include all of what is called “coverage gaps”. This means that every facet of your business that could incur a claim or lawsuit has to be accounted for as much as any unforeseen event can. It includes potential events related to employee liability, property damage, employee injury, vehicles used in your business operations and much more.

However, between you and a good insurance agent, the gaps can be eliminated.

Arborist Business Insurance

arborist insurance quote

General liability, business owner, workers comp and commercial auto are the four areas you need to insure to protect your business. Following is some information about each of them.

Arborist General Liability Insurance

Being found liable for a business related incident can be an unnerving experience. It has the potential to not only heavily impact your business but your personal assets as well. You may not even see the lawsuit coming because there are so many potential mishaps that could occur in your business. That is why liability insurance is so vital to your company and your well-being. Knowing that coverage will be activated if you ever are involved in lawsuit, allows you to go about your life’s work. You do not have to worry that a liability lawsuit has not been thoroughly prepared for with a good insurance policy.
More About Arborist Liability Insurance

Arborist Business Owners Insurance

The BOP as it is also known, is a common package policy that joins business liability and property coverages together. It keeps the protections intact while adding some extra coverages (including some optional ones) in certain cases. It also might be a more affordable way to go than purchasing separate property and liability policies. Often, The BOP, a workers comp and a commercial auto policy is all your business may need to provide a pretty complete insurance program.
More About Arborist BOP

Arborist Commercial Auto

Do you or employees transport trees in the course of doing work for your arborist business? If so, and you do not have a commercial auto policy, then you will not be covered in the event of an accident. The commercial auto policy specifically encompasses the increased risk of driving a vehicle for your arborist business.
More About Arborist Business Auto Insurance

Policy Additions And Endorsements/Buy Backs

  • Installation Coverage
  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Multi-Unit Residential Structures New
  • Acts of Terrorism
  • Schools & Recreation Facilities
  • Hospital Project Work
  • Contractual Liability
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Part Time Employees
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Business Property
Workers Compensation
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Commercial Auto
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